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Car insurance wrong information coverage upon car purchase..?

i bought a new truck, i am a first time car buyer and got the independent insurance agent the dealer had.... the agent told me that he was informed by the insurance agent that i will have a one (1) year coverage for the auto insurance as well as the amount of my monthly premium.. when i got the policy i was shocked to find out i only got six months coverage for the insurance and my monthly premium increased... they got PROGRESSIVE as the insurance company. i have already paid the required first six months (according to the agent) insurance premium and have to pay monthly for the remaining 6 months... which is not the case when i got my policy... is there a way how to handle, change this car insurance that i got? if not how could i send any complain to certain authorities/agencies for this kind of activities? any help is appreciated

Car Insurance for Teen?

I'm 16 years old and before my dad buys me a car, I have to have enough money in the bank for car insurance. (I've gotta pay for it.) I think I qualify for a discount since I'm, like, an A- student. Let's say... I get a 1999 Honda. Any quotes?

Cheapest car insurance for a teen in florida ?

Im currently 17 years old; Im getting my driver license next week. I have a 1995 Nissan Sentra and I wanted to know what would be the cheapest insurance in Florida. I was thinking of getting my PIP only, but my price ranges are 0-250 a month. I also have a 20 year brother who had his drivers license since he was 17 years old and I was thinking if I can out his name as the head of the car insurance and add me as a secondary driver but I dont if it will be cheaper ??? If you know of an insurance that provides more than a PIP for my price range please let me know ??? If the insurance will not be cheaper under my brothers name, !!

Insurance and modifications?

i have a 3 speed auto porsche 944 '-85. obviously it is quite expensive to insure, and this particular model is quite slow. so i was wondering what would be the complications in shoving a 944 S2 engine under the bonnet, and the turbo from the 944T model? both mechanically the complications and what insurance companies would make of it. could i not just get away with telling them nothing? after all it would still be a 944-of sorts!

Provisional car insurance?

Does anyone know how much it would cost for provisional car insurance for me, just aged 17 and need to be provisionally insured on a parents car? Also does anyone know whether i can only purchase temporary cover such as 3 months provisional insurance rather than a whole year as i doubt i will need that much? Thanks

Is it hard to learn how to file insurance as an admissions person?

Question about my 18 year old and insurance

I have an 18 year old who takes ADHD medication which without insurance costs well over $300 a month. She is not interested in going to college at this point so I'm not sure how much longer I can keep her on my insurance plan. Assuming it takes her awhile to find a job with good insurance does anyone have any suggestions on how to make her medical needs affordable for her?

What company has the best motorcycle insurance in Maryland?

What's the advantage of having an intermediary company (broker) handle my car insurance?

i quoted through the intermediary company (broker) and the total payment was $331. Then i quoted directly with the insurance company and the total payment is $209......????

How to get cheap insurance and get covered fast?! help:(?

i need to see a gyno asap and i need to get cheap insurance. what should i do? im 19 years old and dont have a job. and live in california.

How much is car insurance for a first time teenage driver?

For my first car, what engine size and car do you recommend I get?

What engine size do you recommend I get? Is a 1.4 liter a lot for a first car? Also, I understand the fact the bigger the engine, the higher the insurance will cost, but since I know nothing about cars I do not really know about all this engine size stuff. Also, apart from insurance, I understand about road tax and MOT, can you tell me how often I need to have an MOT and how much it costs? Thanks.

How much is car insurance?

I am in Delaware. I am starting grad school and I will have very little money. But I am considering getting an old car just to get around and save some time. I'm a 26 year old girl so I know I'm not in the worst catagories. I just want a basic idea of whether or not it will break the bank to consider a car.

Boyfriend totaled my car, i have a $500 collision deductable on my insurance?

my boyfriend totalled my 17,000 car. the car was totally paid off and i have $500 deductable for collisions on my insurance,. he has liability on his insurance. does anyone knnow what will happen from here, since he was driving i dont know for sure what insurance covers and what i will have to pay

How Fast Does Car Insurance Start?

Can I buy insurance today and have it ready same day or next day or is there a long process before it starts. I want to buy a car tomorrow, get insurance, and drive the car to my job by Friday.

Can an employer charge women employees more for health insurance than men employees in a group plan?

I was offered a job and I asked to review the companies health insurance information prior to accepting the job. I found out that for their group insurance it's broken down by age and gender. A man my age's employee contribution monthly would be $140 cheaper per month than mine just based on gender and not taking any lifestyle choices into consideration. Everything about this screams lawsuit to me but I've found some differing information on this. With the Affordable Care Act Gender rating is not allowed in the individual market but it does nothing to ban this practice in the group setting from what I've found. Thoughts? Ideas? I've turned down employment with this company based on my personal beliefs.

Car insurance in ny plz help!!!?

ok so i just received my junior driver license and i drive my moms car, my mom has insurance on the car but its under her name! does she need to add me to her insurance or i can drive since the car has insurance under her name! she has gieco and i live in flushing ny

Young driver car insurance help?

I am 17 and have a 57 plate 1.4 peugeot 207. My dad took out insurance on it with Quinn direct with me as a named driver while I had a provisional license. It cost 1250, but now I have a FULL license they want a further 2000! What do you all think of this and if anyone has any suggestion of any other insurers that might be cheaper please say. Thanks

Cheap NY auto insurance ?

hi there, i plan on buying a car soon but im a new driver and i have no one else to help me insure a car so i have no choice but to insure it on my own. I've checked and looked around geico, state farm, all state, and they were all to expensive, anywhere from 5-6k to insure the car for a year (way to expensive). So do any of you guys know any NY auto insurance companies that are affordable? Thanks

When getting additional health insurance, why do I have to disclose that I already have other coverage?

I have this lame health insurance plan through my employer, but my husband's health insurance plan is much better and covers a lot more... on the application they are asking if I'm already covered... Why do they want to know? Can he get in trouble for saying no? (How) can they somehow find out that I am covered by another plan?

Can we get health insurance with just part A only in medicare?

looking for supplemental insurance with just Part A on my social security medicare who would be good to contact?

The anybody have auto insurance with the general auto insurance?

I'm looking for a cheaper car insurance, I have progressive it suppost to be cheap and now it can higher. I heard about the general but I want to know if it really cheap. Anybody

Insurance or no insurance?

My husband told me he wants out. We have been married for a long time. He doesn't want to tell anyone and he keeps saying he is leaving but he's not. (I don't want him to go so that part is fine.) My problem is my company has been our families insurance, I pick up the premium through payroll deduction. Now is the time to make any changes and I only have til the first of July to do this until next year. Should I drop his coverage and let him fend for himself or do I just keep paying for the family plan as always.

Does car title have to be in my name before I get insurance on it?

I am currently under my parent's car insurance and the car is titled in their name. However, my husband I recently got married and are going to be getting our own car insurance policy tomorrow. Does the title of my car need to be transferred to my name before I can get the insurance on it?

How long do i have to wait to change to a cheaper car insurance company?

I just got this car last week, and it's used and the dealer financed me, but i had to go get full coverage on it before i drove it off the lot. It was late in the day and i was panicked , so i hit the 1st office i could find, and that's going to be about $150 a month for full coverage (!!) Do i have to wait for a period before shopping a new insurance co. ? If so , how long?

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Car insurance auto renewal?

my car insurer auto renewed my policy and started direct debiting the new policy without my approval. (i paid by direct debit installments previously) i was uncontactable as i was out of the country. the insurance was bought through my car dealer which had my updated contact information. i did not instruct them to do auto renewal. on top of that, it wasn't written in the initial policy contract. when i rang to cancel, they refused to refund and is charging me a cancellation fee. they claim that renewing the policy was in my best interest to protect me. however, if i hadn't paid through direct debit, they wouldn't had been able to protect me anyway! should i insist on getting my money back? would the Consumer Rights chamber in WA be able to help?

Health insurance when a baby is born?

Ok me and my fiance are expecting a child sometime in June, now if we are not married by then can i still cover the hospital costs with my insurance or do we have to be married first. Also does anybody know any good (low cost) family insurance that you can pay on per month and be fully covered?

Car insurance address when at university?

I am a university 20 year old student and I will be insuring my first car next month. I was just wondering if I would be able to use my home address for the insurance details ro whether I would have to put my term time address. i ask this because I come from Wiltshire (low risk) and I go to uni in Birmingham (high risk). I mean my car will be with me at uni but the cost is sooo much lower if I use my home address. Is this ok and legal? Cheers

I can't afford my car insurance...?

I need transportation so I can work. But why should I have to choose between car insurance or food and medicine? Shouldn't the Government come up with a single payer plan for automotive insurance too! Its not fair that I have to pay for this out of my own pocket.

How can i lower my car insurance quotes?

hi im 16 and am soon going to be able to drive so i have started to look at what my inurance quotes will be for a newly qualified driver, and there to high at 3000+ for a renault clio with a 1.2 engine. Just wondering how i might be able to lower this figure with some kind of higher qualififed driving licence, if there are any compaies that insurance new drivers for quite low amonts or if i am just going to have to wait until i am older?? thanks

Insurance for a 17 year old on a ninja 250?

hey im looking at getting a ninja 250r for a first bike. i choose a 250 because it is cheap, cheap to keep up, i could work on almost every job myself, it wont do a wheelie at 90 and kill me, gets 65 mpg highway, and is still as quick as a z28 0-60. what would the insurance be on a little 250 for an almost 18 year old with a perfect driving record, and almost all major discounts ( good student...etc)? i know you cant say for sure but would it be a doable amount since it is just a 250, or is it going way too much cuz im a teen?

Need help wit chosing car insurance!!!?

I AM 19 AND I AM TRYING TO FIND CAR INSURANCE FOR MY VEHICLE IN THE STATE OF VA. I AM LOOKING FOR SOMETHING THAT IS CHEAP BUT HAS PRETTY GOOD COVERAGE. I AM ABOUT TO START SCHOOL IN THE FALL AND I PLAN TO COMMUNTE TO SCHOOL AND TO WORK. I AM A FEMALE AND I JUST GOT MY LICENSE.

Can new auto insurance company find an incident not reported with DMV but claimed with current insurance comp?

I want to change my auto insurance comp, i have claimed an accident with it for which i did not get a ticket. So will it matter if I don't report it to the new company while asking for quotations? Do insurance companies talk to each other or share data?

Registering and insuring a car for a teenager?

This may vary from state to state so for the record the state is Connecticut. When you get a car for your teenager, would you register and insure it in their name or yours? When you call to add the car to insurance, do you add the teenager or just add the car to your own policy? My husband and I are confused about how this works. Our twins who are turning 16 this year were given a car by a friend of ours. We want to make sure it's all done legal and legit so that if they were in an accident it would be covered. I thought you had to add the teenager to your insurance as in the person is covered not just the car. My husband thinks we can just ad the car to our policy and let them drive it and they will be covered. I don't think so, Otherwise why wouldn't everyone do that to save the money they charge when you add a teenager? They will be taking driver's ed which is supposed to help with insurance cost so that leads me to think even more that you need to add the teenager as someone to be insured and not just insure the car. can anyone help me out here as to what the proper thing to do is to make sure we will covered properly. And who's name should the car be registered in? Can you have a car registered in your name as a minor or not? thanks

Can I lose in small claims court if I got into a accident that wasn't my fault, but I didn't have insurance?

How do you purchase a car without insurance, and how do you get insuracnce with out a car?

I left my insurace expire, and noe I need to get insurance, but I don't know what car i'm going to get, so which comes first, the insurance or the car?

Car Sales/Insurance Sales?

OK, so just want an opinion. I just got a job to sell cars. Its slow right now, they said avg salesman sells about 8 cars a month. its a 1,000 draw,. $500 per month, and %25 to %30 commission. But I also got accepted to be an insurance agent for Farmers, all I have to do is pass the license test. But this could take up to a month. And Im not sure how the pay works, if its 100% commission, or whatever. I might not be making money for a while when im first starting up. If they offered some type of base pay then I am leaning towards the insurance agent, but then again the economy sucks right now. Any advice..which would you take? I am thinking of just doing the car sales for a while, save $$ and then get into insurance afterwards, but I might lose this opportunity. What do you think...thanks.

Pregnant with health insurance but no maternity coverage?

Would I qualify for Medicaid for pregnant women if I have cigna health insurance without maternity coverage? I live in Florida. If not does cigna offer maternity coverage?

Teen insurance and info two questions in one?

Hi, i am having a tough time with auto insurance qoutes and prices, so i could use some help. Question 1. ok, i am 15, will be 16 in May, if that helps, i have a 1994 Dodge full size van of my own (title was signed to me) and i am getting ready to tag it. i also live in Kansas. ok, i have $500 dollars saved up and have a job that i work 2 days a week and i make about $200 a week. now, i would like to buy my own insurance if possible. is it possible? Question 2. if i can not buy my insurance, can i put the insurance in my mom's name only, and then title it in mine? but one way or the other I HAVE to title it, the title is written out to me on the back in ink, so...................... thanks to any answers or if you know any good cheap insurance companies thanks

Is it any difference between Insurance agent and broker?

Comprehensive car insurance coverage?

Does comprehensive car insurance cover mechanical damage such as the gearbox or engine? There is no physical damage to the engine itself, but will it cover damages to the engine after ...show more

How much would my car insurance go up for putting a little scratch on someone elses vehicle?

I'm with State Farm

Does anyone know car insurance rates?

I wanted to know whats the average rate of car insurance for an 18 year old female..?

What is the importance of Health care insurance?

Let me know what is the importance of Health care insurance in any individual life and best Health care insurance companies in India?

Will they provide motorcycles at a motorcycle safety course?

I want to buy a Kawasaki ninja , but i dont know how to drive on its easy to learn i driven motor bikes over seas but its not the same. Well the motorcycle satey course will the provide a motorcycle a sports bike not a cruiser? and what do i need to bring exactly? Do you guys know on average how much motorcycle insurance cost for a 19 year old?? I know its different from different parts but from where your from. Detailed answers are much appreciated thanks guys!

Am I covered by my dad's liability insurance?

I just got my license, but my dad says I can't drive his car because I don't have insurance. The car itself has liability insurance under his name, but he says I would need liability insurance before I can drive any car, even if it's just once in awhile. That doesn't really make sense to me, to have car insurance even though I don't have my own car... Is he right? If I were to get in an accident in his car would it not be covered by his liability insurance? Thanks in advance.

Disability insurance?

Where can I find a free, instant , disability insurance quota online?

Car Insurance, New driver ?

Ok someone told me today about starting a account with PSECU but im not really sure what that is. Im trying to get a car and someone else told me I should get a car loan and finance a car. Can someone please explain this to me If I take out a car loan , get approved, get a car, how does me paying the loan back and the car payment works ???

How do i use my insurance ?

i get insurance through my job but i dont know how to use it. Feel dumb asking but i've never had to go to the doctors before and now i do. Can someone tell me a a little bit about it. Do i call the doctors office first and tell them what insurance i have and they figure it out. or do i call my insurance first and tell them i need to make an appointment? i did call and they sent me a list of all the doctors my insurance cover.

Why are insurance rates going up even if its not your fault?

I work in claims department of a big insurance company. And I found out that even though it is not your fault or if its a comp claim, there is still a possibility that your rates would go up. Why is that so?!?

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What kind of insurance should I get?

I just got my drivers license yesterday and I am going to buy a car from a friend. It is a 1992 turbocharged Volvo SE with 205,000 miles. I am 17. What kind of insurance should I get and with what benefits? (I want it to be cheap)

Any car insurance plans you can cancel or re-activate monthly?

I am a recently licensed teen going to college in a month. I won't be driving that much while I'm there but I want to for the next few weeks and will be when I'm home occasionally. Is there any kind of insurance I can get that will allow me to re-activate the insurance and cancel it on a monthly basis? Or every couple months? My family has Geico but do any other companies have an option like this? In the U.S. only. California driver.

Any idea how much the car tax is on a vauxhall frontera,and is the insurance expensive?

is it much more than running the average car

What is the toll free phone number for Travelers Insurance?

I am looking for a toll free phone number with Travelers Insurance that is dedicated to new customer quotes not existing customer service.

18 Year Old Sporty Car Insurance in Toronto?

Hi, I was wondering if anyone could tell me an approx. cost per year for an 18 year old to own a fairly sporty coupe from around 2009 living in a busy area of Toronto, ON. I know it will be really expensive, but I am planning on buying a car. Thanks! :)

California health insurance?

I am looking to get health insurance for a year, more to take care of neglected issues than to cover my butt if I get sick/hurt (I'm 27, betting on youth and good health!). Kaiser seems to be the most appealing because they cover a broader range of services. I am namely interested in physical therapy (winged scapula), dermatology (oily skin/acne), perhaps mental illness services as I have suffered from depression (although I somewhat consider it a problem of my past). I'm aware insurance plans won't cover preexisting conditions, but how can they really prove these issues didn't start yesterday, right? I'm overwhelmed with my choices. Is it worth paying $330/mo for $0 deductible, 0% coinsurance, $40 co pays and a max out of pocket @ $3000? Or is it smarter to pay $166/mo, $2700 deductible, 0% coinsurance, $0 co pays after deductible, and max out of pocket @ $5000 (including deductible)? Etc. I have put off getting insurance because I'm scared I will pick a completely inappropriate plan. Can anyone shed some light on this for me?

Insurance for motorcycle rates.?

Since others said there are to many variables i'll list out as many as I can that they stated . Kawasaki Ninja 300r 2013 will be parked in a small garage, I will be getting a BCR licence to go with it, and I live in Zion, Illinois. The use of the motorcycle will be to get me from home to school which is only a mile and to get me to a job that is within 10 miles. I'll be 16 when I buy it and I don't plan on doing any sport racing or stunts so whats a rough estimate, once again without the referral of a website quote.

Do you really believe that America has the best healthcare in the world?

Please say why you believe this when all evidence points to the contrary. You talk about health, cost, care, ect, we do not have the best. People in other countries have better. I mean...I listened to sean hannity say that we have the best healthcare and the only evidence he could provide is some vauge story about a politician from another country coming here to get healthcare...that doesn't really qualify as evidence. Especially when the world health organization ranks healthcare, and we're nowhere near number 1. Now this is a fact that I've known for about two years before this debate even flared up. How is misinformation getting so out of hand? Please...tell me why we have the best with 50 million people uninsured. When we pay the most of any country in the world with some of the worst care. When we have some of the most unhealthy people. When insurance companies exempt for preconditions, when healthcare cost is the biggest contributor to our debt, when we pay premiums every month for something that doesn't happen, and when it does we have to co pay, then when it runs out we're screwed. Healthcare is the number one bankrupter in this country...over 70% of the people have health insurance when they first get sick and they still go bankrupt. Explain how this is the best please. And this has nothing to do with Obamas plan so keep it to yourself, this is about thinking we have the best healthcare and that other countries are somehow much worse then us (they aren't). Provide a source if you can.

I need insurence to pay for my pregnancy?

I hve NO insurence im only 18 idk how to get free insurance so that i can go to the dr for checkups to make sure my baby is okay or even see my baby in an ultrasound i dont know what a mid wife is and i dont know how im going to pay for the birth of my baby :( help i need answers

Will My Insurance go up?

The other driver reported the accident on his insurance company but we decided that we'll settle the damages outside the insurance company to prevent my rates from going up. The other insurance company is contacting me now. Does it mean that my insurance company knows about the accident and will raise my insurance rates even if we dont settle this insurance to insurance?

Where can hiv positive people look for individual health insurance?

if you're hiv positive and are currently covered with an insurance policy, but will be changing jobs where group coverage is not an option, what are your options for health insurance? are hiv positive people stuck in their jobs for life just to keep insurance? from what i've found, public insurance benefits only apply when you're dirt poor and have no home.

Do i need an auto insurance to drive a motorcycle? how much that would be if it is yes? higher than auto insu?

I think i need to know before i buy a bike that whether i would pay more $ on my insurance if there is 1 or would it be cheaper than an auto insurance, like car insurances?Ooh, i am an new driver so how much would it be?

My family has health insurance but, no dental where can we go to get low cost dental insurance?

Can I register and insure a car with a suspended license?in tampa Florida?

Cheap car insurance for 28 yr old?

I have a 2003 Grand Am. I've had it for a year. Until recently I had it in my mothers insurance policy. But hers has expired now and I would like to have it put under my own policy. I've had my license since I was 20. I've never had any violations, not even a speeding ticket. What are some cheap car insurance for my situation. I live in Kentucky.

Non owners insurance in california?

i am considering non-owners insurance for a car. however, if i drive my friend's car, their insurance policy will cover me. 1) what is the point of getting non-owners insurance, if non-owners insurance already assumes that i don't have frequent access to a car, and my friend's policy will cover me, also assuming i don't have frequent access to his car? also, i know, in the case of an at-fault accident with my friend's car, and assuming i have non-owners insurance, my friend's insurance will kick in first, then my non-owners insurance will cover what's missing. 2) what's the point of non-owner's, if my friend's limits are high enough already? 3) won't my friend's insurance increase since his insurance company had to pay? 4) if my friend's insurance increases, then what does the non-owner's insurance cover/protect??

Auto Insurance Question/Teen Driver?

Our teen is about to get his learner's permit. At what point am I obligated to notify my auto insurance company that our son is now a driver.....when he gets his learner's permit or when he gets his actual driver's license? I'm wondering at what point my rates will increase as a result of needing to insure my son. The state is Vermont. Thanks!

Question regarding car insurance?

Hi, My car insurance runs out on the 26th March, does that mean I can still drive it on the 26th(that day)? until 23:59? Also, I will be going on holiday from 28th March to the 7th April, can I just leave my car on my driveway during this time and renew my car insurance once I'm back home? It has got MOT and road tax. UK answer not US. Thanks.

What could happen to me if i didnt tell insurance company?

that i was done for drink drive 3 yrs ago... wana apply for my licence back have checked insurance and said i have a drink drive conviction will cost 1,790....when i dont say then it costs me 400 quid... what do i do and what can happen and how wld they find out and who can find out..... thanx all in advance x

Help! Car insurance question?

If you get pulled over and it's not a wreck just for speeding and u don't have car insurance do u get ur license taken away? Or what can u do to have theme not taken away if so

My car was considered a loss. how do insurance co. determine how much to pay for the car? 2001 toyota carolla

A four door CE model. No major problems some small scratches and dents.

Affordable health care?

i work for a small company (5 employees) so we do not have a health plan. i don't have health insurance, but for my own and my families sake, i should get some. how can i get affordable coverage that i can rely on. i don't want some healthplan where i have to single out a clinic for all my needs (i travel alot throughout the country, so it should be a plan that is accepted in most states) plus i've heared about aflac as a supplement insurance that covers some basic things) ideas, suggestions?

Mustang Insurance, Help!!!?

Hello, I have a quick question about insurance. I am 18 years old, living in Orange, CA and currently driving a 2003 nissan altima that I am going to trade for a 2002 ford mustang gt. Now i know that contacting an agent will be the best way to find out more realistic rates, but right now I want to hear from past mustang owners. I was also wondering if having good credit will give me a discount on my insurance? I know insurance will be high, so don't waste my time explaining it to me, If it helps, I always obey the speed limit, never gotten into any crashes nor have I gotten any tickets. All Help is appreciated, thanks.

Is there any way to get my health insurance to cover the cost of a body lift?

6'1 , 25 y/o male, spent the majority of the past 4 years dropping from 430lbs to a current 198lbs. The weight loss has left me with large amounts of sagging skin on my inner thighs, pelvis, abdomen, chest and upper arms. All of these areas are covered in large amounts of stretch marks as well, which leads me to believe these areas will never recover without surgery. Now my chest and arms are not nearly as big of an issue as working out at the gym has started to fill these areas in with muscle, but no amount of situps are tightening the skin around my abdomen, and no amount of leg exercises are firming up my inner thighs. Cardio actually seeems to make the issue worse as I lose even more weight. I've also begun to notice that the more the skin sags around my torso, the more my lower back hurts. Also, chafing on my inner thighs and buttocks makes cardio pardon the pun, but a pain in the ***. I know insurance companies don't like to cover cosmetic surgeries but there has to be something that can be done.Any ideas?

Advicing on insuring my car?

Well, i passed my driving test yesterday yay! I got a car from a friend but i'm having trouble finding somewhere to insure me without having to pay like tons of money. I'm female and age 20 so i don't really know how much my insurance should be or what's a good deal. Anyone give me any insurance companies i could try as a first time driver? Thank you

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Can't afford Health Insurance...?

I'm looking for advice...and hopefully someone to tell me that I'm not screwed. My boss graciously offered to find group insurance for all of her employees and she is willing to pay 50% of the premiums. The problem is that she went with the most expensive plan on the market (that I've seen) and I simply can't afford it. The premium is $340 a month, so I'd be paying $170 which isn't bad...but the copays are at least +20% on everything and doctor visits range from $35 to $55 a visit, so I wouldn't be able to afford to use my health coverage often. It also doesn't include dental, which is what I really wanted/needed. I am 21 years old (and all of my coworkers are in their 20s), so I don't really understand why the payments are so high. I'm right in the midst of paying off student loans, I don't get paid very much, and I was hoping to start saving money to purchase a car and be able to go back to school. I was going to use my income tax return as a down payment on a car, but if I opt out of healthcare this year at least a fourth of that return will be taken as the fine imposed to coerce people to sign up for the Affordable Care Act. I seriously don't know what to do. Neither of my parents have health insurance, so I can't be tacked onto their coverage. I was planning on telling my boss to opt me out, but she went ahead and signed me up so I'm looking at getting $170 taken out of my check right before Christmas either way. I actually found out how much it was after she signed me up...I don't even know how she did that without confirming everything with me. Am I completely screwed? What would you do?

How much will insurance cost per year for a scooter/moped?

I am 17 and would like to know roughly how much insurance would be for a basic 125cc moped/scooter

Why not sell medical insurance like Auto insurance?

I know this is long but please bear with me. Rather than set up a separate government run medical insurance or expansion of medicare to the general public....One criticism of government care is that it will be in direct competition with existing providers. Ultimately siphoning insurance customers away from traditional plans and onto the rolls of govt care causing these providers to go out of business. Here in my state the auto insurance companies MUST offer the same basic minimum coverage in order to do business in the state. Everyone here must have at least the same basic level of insurance (both auto and medical) . You can go to any provider you choose and this basic minimum insurance level costs the same . If you want more insurance you can pay for additional coverage. But that basic plan is available to all. So why not have a similar program for medical insurance as part of a nation wide group policy. This group can be subsidized by the government but it would be managed by the existing insurance providers. (In other words if you want to be in the insurance business you must offer and support this minimum plan which would be a foundation for any other plan you offer) The govt pays the insurance company a flat rate to manage each person enrolled in the basic plan. The more money the company saves (the better they manage the insurance) the more money they keep. However if that company provides poor management it will cost them. Either subscribers will change management companies if they feel they are getting a raw deal or wasteful management would not be payed for by the government. One advantage I see here is that consumers would have an alternative providers to go to if they feel wronged by a particular management company. Insurance providers also have an incentive to offer additional services to the basic plan members in order to attract more subscribers and earn money. With a govt program like medicare your stuck with the one provider (the governement). As they say One Choice is NO Choice.... If someone wants additional insurance they can buy additional coverage from any provider they choose. But No one could be denied coverage for the standardized basic plan. Since everyone is part of this national group policy the basic insurance is portable and independent of supplemental policy one may have. So if you change jobs or move to a different state you may loose the supplemental policy BUT your basic coverage remains intact. You merely transfer the company that provides the management services for the basic medical. Insurance providers would get paid by the fed to manage the participants in the basic plan for each participant in the basic plan. this would put market forces into play for the insurance providers to make money by attracting additional participants through better service or offerings. COunter to this is if the consumer gets crappy management services they can transfer to any other insurance provider.

What kind of life insurance companies are there in states?

About how much will basic insurance cost for a 30 year old male once the new Insurance system is in place?

right now I can't afford insurance but will be required to buy it anyway starting in 2014, I am curious as to how much it will be. As I understand it, it will be basically figured at three different levels of service and three different rates depending on your age and the coverage you want. so for a 30 year old male who wants basic coverage how much would I expect to pay? just ball park. like $200 to $300 per month? more then that less then that? this question has been deleted over and over again I don't understand why.

How much will my insurance go up in Georgia?

ok so i recently got a ticket for going 45 in a 25 in georgia i am 19 years old and i am living with my parents and i am on my parents insurance. i am insured on 4 cars full coverage 2005 dodge ram 2010 lexus hs250 a 2005 ford expedition and a 2011 ford mustang v6 this is my first ticket i have ever gotten that has given me points any help would be great thanks

Is car insurance more expensive when your on a provisional and can i get it for a few months only?

im learning to drive soon and am buying a car to practise in with my friend who can drive for over 3 years. but im confused about insurance. will it cost me more? and will i have to upgrade it once i pass my test? i might only be on the provisional for a few months.

CAR INSURANCE? 17 YEAR OLD LAD?

Hi, I recently passed my driving test (approx 2 weeks ago) I've been looking at car insurance and the quotes are ridicouly high if I wanted to be the main driver with my own policy. So my dad has kindly said he will buy a car and be the main driver and I will be the second driver and drive the car sometimes. However the quotes are so high? Anyone know any companies that will insure me cheap below 2,000? The quotes that I get now are like 3,000+ on a standard Vauxhall Astra. Please can you let me know if you know any companies that will insure me and cheaply! Thanks.

What auto insurance offices offer reduced cost auto insurance program in the San Fernando Valley?

Details below if you do not know which one I am referring to? I'm not talking about the cliche low cost auto insurance that is available to everyone. etc...I'm talking about a specific plan offered by the state of California available at some insurance offices for low income individuals. I found one office with it, it isn't close enough, does anyone know of any more offices ? The California Low Cost Automobile Insurance Program (LCA): The California Low Cost Automobile Insurance Pilot Program, created in 1999, established a low-cost automobile insurance policy for residents of Los Angeles County and the City and County of San Francisco. California Law requires that all drivers be insured. However, too many low-income drivers remain uninsured because the costs of standard auto insurance premiums are beyond their financial reach. The programs purpose is to provide low-cost automobile liability insurance to good drivers who demonstrate financial need.

Do you think i could get a used car and insurance with under $3k?

i really need a car to get around, i have full time job, n part-time student. It's getting to my nerves that whenever i need to go somewhere, i have to ask my brother or sister to take me. Yes i am a student 18 yo, i don't have much money, and my parents refuse to buy me a car, reason because my mom said insurance is too expensive, and she doesn't give a shitt about me. Do you think i could get it anywhere? i was thinking about buying the car 1st then insurance later on because i can't afford it. idk what should i do?

How much will i pay in car insurance for a used mid range priced vehicle?

i am a 20 year old single mother who lives with her parents and works full time.

How much would my car insurance cost?

im 16 years old and i have a job i have 2 grand saved up in the bank and my gpa is about 2,6 would it really be expensive or not the car i am drving is a 93 honda acorrd

How much would insurance be on a honda cbr 125?

I'm 17, had one year on a bike with no claims and want to get a 125 cc. Heard that the Honda cbr is a good bike to get but I've been told they're expensive to insure. would go on the comparison sites but they take ages then send you a load of spam! so anyone know how much it would cost for third party only? the bike I'm looking at is a 2006.

CAN YOU PLEASE HELP ME?

I have been 18 for a few months now and I'm planning on moving intomy boyfriends parents place in about two weeks. The reason i am waiting is because my grandfather wont let me take my car until i switch the car into my name with my own insurance policy. He has allstate, and i am about to start working at a new job. I will be graduating in june from high school and i live in Virginia. My grandfathers wife (step-grandmother) treats me badly and i need to move away. I have waited 6 years for this since my mom passed away in 2003. I know that none of you will know exactly how much insurance will be but could you give me some insight or a range on how much a month ill pay on insurance and the best policys. I am driving a 2002 Dodge Intrepid, 4 door. I drive everyday about 15-20 miles each day. I am a female, 18 years of age. (19 in september). I did have one traffic light accident that was MY fault but plead no contest and got away with one days worth of driving school. ..if you could please help me that would be great. And much appreciated. Im not sure if you need anymore info, but thats all i can think of right now. AND PLEASE DONT ANSWER IF YOU AE GOING TO ASK how are we supposed to know? BECAUSE I UNDERSTAND THATU DONT KNOW ME AND THAT U HAVE NO WA OF KNOWING. I JUST WANT TO KNOW A PRICE RANGE PER MONTH AND HE BEST POLICYS?? thank you, amber.

Is it true people cannot afford health care insurance?

Is it true people cannot afford health care insurance? Or would many rather spend their money on weed, crack, strippers, whores, booze, cigarettes, gambling, body piercings, tattoos, cell phones, internet, cable, eating out, fast-food and other luxuries? People can afford health care; they chose to spend their money on other things.

Can I move to nevada and keep California auto insurance for 6 months?

I am considering moving to las vegas area and would like to know how long I can live there and keep my CA drivers license, CA registration, and CA auto insurance.

How much is car insurance?

How much can I expect car insurance to cost? I am taking drivers ed soon (which I have heard lowers the insurance price) and I also get pretty good grades (which I also hear lowers the insurance price). I would be driving a used car. Any ideas on how much insurance would cost me?

How much should my car insurance cost?

I am a 17 year old male and my dad bought me a 2007 Nissan Altima. He wants me to pay the insurance and I figured that it might be high...so I need estimates.

I was wondering how much insurance would be for camaro?

I am a 17 year old male (I know :( ) it would be a z28 I would only want insurance for like 3 months( is that possible) Only liability insurance too or the cheapest one and still be legal.

Motorcycle trip in california, suggestions?

hello fellow rider, I was going to do a trip to mainland mexico (im in cabo, baja), but mainland is kind of dangerous right now, so plan b is california, so I ran into this web site and was thinking of copying one of their tours, could you tell me which one is the best to do, or if you have any suggestions, please let me know, I appreciate your help. ramon bmw r1150gs adv http://www.best-motorcycle-gear.com/guided-motorcycle-tours.html By the way, besides: motorcycle drivers license, registration, visa, insurance, what other thing do I need to drive there?

Will my insurance go up?

I was in a car accident. I was stopped at a red light lady slammed into the back of me. THe cops came and filled out info. I did not go to the hospital, because I was not in pain. But the next day my back and neck were killing me. It has been 5 days since accident. I want to go to the doctors but i am worried that my car insurrence will go up. If it was the other persons fault will my insurance go up? And is it to late to go to the doctors? Will her insurance have to pay for doctors bill?

Are insurance rates higher if you have a lien on the auto?

I heard they charge more if you have a lien on your car and was wondering if this is true?

About life insurance.......?

My nephew told me that you can take out a life insurance policy on anyone at anytime.....is this true? For example,would it be illegal and/or immoral if my nephew took out a life insurance policy on one of his grandparents,who he knew was getting old and didnt have much longer to live?Could he actually do this and cash in on it?

Renting a car and insurance in US ?

is insurance for renting a car optional or essential ! ?

2005 Mustang V6 Insurance?

I'm 20 years old, have a clean driving record, and qualify for most merit-based discounts (no wrecks, good grades, etc.). I'm currently driving a 1998 Pontiac Grand Prix GT with a 3.8L V6, and paying about $800 per year listed as the primary driver of this car. I cannot possibly stress enough that I know having a newer car that I am still making payments on will increase my insurance. My question is basically if the change in price will be drastically higher than if I got full coverage on my current car. I was thinking I could expect somewhere in the range of $1500 - $2000 per year. Is that about right, or am I way off?

free quotes for house insurance

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